WEBVTT

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[Music]

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You run a business…in a very busy world. Your business

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runs on money. What can help you keep a grip on your cash

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flow? Your Wells Fargo Business Debit Card. It's a surprisingly

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powerful tool that can help you manage your cash flow. Use your

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business debit card to help you keep control of your expenses,

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pay your bills, monitor your spending, and even get special

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discounts on purchases. Your card is a great tool that can help

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you take control of your cash flow. So how can you put it to

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work for your business? To start with, your business debit card is

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a great way to pay for anything you need for your business,

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from equipment and supplies to travel and business meals.

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Using a business debit card helps you keep business expenses

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separate from personal ones and helps you stay in control. Also,

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you can use your business debit card to pay business bills. You'll

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save time on bookkeeping and know exactly where and when

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your money goes. For example, when you tell your merchant to

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make a payment using your business debit card, you control

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when your payment is made. You contact your vendor directly

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and can even make payments the same day the bill is due.

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Another option is to use your card to set up recurring payments,

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such as internet services, insurance, or subscriptions. You give

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the provider your business debit card number and its expiration

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date, the specific date for each payment, and it's paid on the

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date you set. You can even use your business debit card in a

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digital wallet on your mobile device. Instead of using your

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physical plastic card to make purchases, add your business debit

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card information to the digital wallet app on your smartphone,

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tablet, or smartwatch, and pay on the go at participating

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merchants. Your business debit card comes with an easy way to

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monitor each purchase and transaction in detail. Take advantage

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of Wells Fargo's Business Online Banking tools or track card

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spending on the go with our mobile app. Either way, you get

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access to card transaction details and account balances

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twenty-four seven - where and when it's convenient for you. To

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see the big picture, get an online snapshot that sorts your

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business spending automatically by expense category with the

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Business Spending Report with Budget Watch. Using your Wells

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Fargo Business Debit Card for everyday business purchases

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offers protection you won't find with checks or cash - at no

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extra cost. If you thought only credit cards offer protection for

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unauthorized transactions, think again: Your business debit card

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also comes with Zero Liability protection* with reimbursement

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for unauthorized card use when promptly reported. To spot any

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unusual transactions, Wells Fargo performs ongoing fraud

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monitoring for your card and your business accounts. You can

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choose to receive text alerts from Wells Fargo when suspicious

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or unusual activity is detected on your card requiring verification

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by you. Set up the card alerts that are important to you on

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wellsfargo.com. Your Wells Fargo Business Debit Card comes

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with a chip that offers additional protection against fraud when

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used in chip-enabled ATMs or merchant terminals, plus greater

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global acceptance. When you insert your chip card into a chip-

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enabled terminal, a unique security code is generated. This

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makes it extremely difficult for anyone to reuse your information

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and better protects you against counterfeit fraud. Finally, you

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can even use your card to take advantage of special savings.

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Your business debit card gives you access to special discounts

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from Visa, featuring limited time offers on business supplies,

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electronics, flowers and gifts, hotels, internet, and travel

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services from participating merchants. Visit wellsfargo.com/discounts

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to view special discounts for your business. Your Wells Fargo

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Business Debit Card is a powerful tool for protection features,

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cash flow, tracking, and savings. Make it part of your business

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cash flow strategy.

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[Disclosures]