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No matter how far off your goal is,
one thing’s for sure,

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it will never get any closer until
you start moving towards it.

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Saving for retirement’s the same way.

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You have to start picking up the pace now.

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Waiting even 5 years can have
a big impact on your end result.

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The number one factor in your success
is the amount you choose to contribute.

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You should aim to save at least 
6% of your pre-tax salary.

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If that’s too much right now and 
you have many years until retirement,

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start lower and steadily 
increase it over time.

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And if your employer 
matches your contribution,

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be sure to contribute 
enough to get it all.

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It’s free money!

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Little increases now can pay 
big dividends down the line.

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So let’s say you make 
$30,000 a year and contribute

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2% of your salary to your retirement plan.

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If you increase your contribution by 
just 1% a year for 4 years,

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then your contribution will reach 6%.

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And when you retire after 30 years 
(assuming a 7% rate of return),

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your retirement plan 
assets could be doubled,

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which means you could have twice as 
much money each month in retirement.

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So seeing these big results 
requires big sacrifices now -- right?

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Wrong.

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An extra $50 a paycheck now

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can mean an extra 
$1,200 a month in retirement.

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And finding that extra money 
is easier than you think.

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You can cut out a latte today. 
Bring a lunch tomorrow.

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And each time you get a raise, 
increase your contributions.

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You probably won’t miss the money,

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but you’ll appreciate the 
difference it makes at retirement.

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Well now you know that 
how much you contribute 

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is the number one factor in 
your success, let’s get started.

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Increase your contribution rate online.

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Or call a retirement specialist.