WEBVTT

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Ready to buy a home or refinance your mortgage?

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Start with a simple online mortgage application
from Wells Fargo.

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It's easy to use and allows you to conveniently apply on your
own time, whether you're on the go or relaxing at home,

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with help from a home mortgage consultant when you need it.

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First, set aside 20 to 30 minutes to complete
the application.

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If you can't complete it in one sitting,
you can log back in and pick up where you left off.

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If you're a Wells Fargo online banking customer,

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select "Sign On and Apply" to enter your username
and password.

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This will allow us to pre-populate your application
with information we already have.

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If you don't have a Wells Fargo online banking account,
select "Apply as New Customer."

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And after you complete the Getting Started and
Getting to Know You sections, your information will be saved

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in case you need to come back later to
finish your application.

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You'll receive an email with an access code that will allow you
to pick up where you left off.

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Then get started by answering a few questions about yourself.

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If you signed on with a Wells Fargo online banking
password, some information will be filled in for you.

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Then tell us about your financial assets like checking,
savings and investment accounts.

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Select any Wells Fargo accounts you want to include.

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You can even connect to accounts at other banks.

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Next, provide your income
and any real estate you currently own.

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Then we'll ask a series of questions required for all
mortgage applications and wrap up with any additional questions

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we may have for you.

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Next, you can easily upload pay stubs and any other
required documents.

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You can also choose to do this later,

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but providing them now will help us process your application
more quickly.

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If you're already working with a home mortgage consultant,

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they'll follow up after you've applied to talk more about
your loan options.

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If you started the application on your own,
tell us what you're looking for,

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and we'll provide suggestions based on the information
you've provided.

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You'll select a loan option but don't need to commit to it yet.

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You can make a final decision later.

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Then select "Submit" and congratulations!

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Your application is on its way to us
and we'll contact you soon.

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With a simple online application and a knowledgeable
home mortgage consultant, you can take the next step

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in reaching your home ownership goals.

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♪♪