What is SAFE Act?

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008, known as the SAFE Act, is a federal law designed to protect consumers and reduce fraud.
The law requires every mortgage loan originator (MLO) to be registered in the Nationwide Mortgage Licensing System and Registry (NMLSR). Each registered MLO receives a unique ID number that never changes, even if the individual changes employers. This NMLSR ID makes it easier for consumers to find information on their MLOs.

Wells Fargo’s ID

Each agency-regulated financial institution, including Wells Fargo, is assigned its own entity ID in the registry. Wells Fargo’s NMLSR ID is 399801.

Individual mortgage loan originators working for Wells Fargo have their own unique IDs.

Find your Wells Fargo mortgage loan originator

To find a Wells Fargo mortgage loan originator, enter all or part of the MLO’s name and location below. Or you can enter an NMLSR ID to find the MLO it belongs to.
(For MLOs who don’t currently work for Wells Fargo, visit NMLS Consumer Access.)

Search by name and business location



Or search by NMLSR ID