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Franklin R. Codel

Senior Executive Vice President, Consumer Lending

Wells Fargo & Company

Franklin R. Codel serves as head of Wells Fargo Consumer Lending and is a member of the Wells Fargo Operating Committee. The Consumer Lending team serves 14 million United States households by helping consumers with their borrowing needs, from major purchases to achieving and sustaining homeownership. 

In his role, Codel leads a team of 45,000 consumer lending professionals in Home Lending, Dealer Services and Personal Lending.

Wells Fargo Home Lending is the nation’s largest combined mortgage and home equity lender and servicer, funding nearly one of every eight loans and servicing one of every six loans in the country.

Wells Fargo Dealer Services, which includes the indirect auto lending and commercial services businesses, is the nation’s second largest auto finance lender with relationships with over 14,000 automobile dealers and serves almost 4 million customers.

The Personal Lending team extends access to credit through its Education Finance Services, Personal Lines and Loans and Direct Auto businesses. Wells Fargo is America’s second largest provider of private student loans. 

Codel joined Wells Fargo in 1993 and previously served as head of Home Lending (2015-2016), head of Mortgage Production (2011-2015) and as head of Mortgage Finance (2004-2011).

Codel earned a Bachelor’s degree in engineering science from Harvard University in 1986.  In 1989, he received his M.B.A. in Finance from the University of Texas at Austin.

He currently represents Wells Fargo Home Lending on the board of the Mortgage Bankers Association and the Housing Policy Council of the Financial Services Roundtable.  He also currently serves as a board member for the Des Moines Community Foundation and the United Way of Central Iowa. 

Codel is based in West Des Moines, Iowa.