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Michael J. Loughlin

Senior Executive Vice President
Chief Risk Officer
Wells Fargo & Company

Michael J. LoughlinSenior Executive Vice President and Chief Risk Officer Michael J. Loughlin oversees all risk-taking activities at Wells Fargo, including credit, market, operational, compliance, information security (including cyber risk), and financial crimes risk management. He is also involved in issues such as liquidity, capital, profit planning, and compensation. As the leader of the Corporate Risk group, which includes 4,000 team members, he serves on the Wells Fargo Operating and Management Committees and is based in San Francisco.

Mike assumed his role as chief risk officer in 2006. Previously, he was responsible for credit approval, policy, and reporting for Wholesale Banking. A banking professional with 35 years of experience, he joined the company in 1986 after Wells Fargo acquired Crocker Bank.

Before serving as head of credit for Wells Fargo Wholesale Banking, he was responsible for the private banking business of Private Client Services, headed systems and operations for the Wholesale Banking unit, and held other positions within Commercial and Corporate Banking including head of U.S. Corporate Banking and Regional Vice President in the Santa Clara Valley Regional Commercial Banking Office.

He received his bachelor’s degree from the University of California at Berkeley in 1978.

Mike is the immediate past chair of the Risk Management Association’s Board of Directors, and he served as chair during the organization’s centennial year. He also serves on the board of directors for Students Rising Above, an organization dedicated to helping low-income, first-generation college students realize their potential by guiding and supporting them through college graduation and into the workforce.