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Hands on Banking®

Take charge of your financial future

Learn the basics of personal finances and develop money skills for life

Explore Hands on Banking

Hands on Banking® is a free, non-commercial program that teaches people in various stages of life about the basics of responsible money management. Also available in Spanish.

Create a brighter, more secure financial future

Hands on Banking offers free, non-commercial resources available in English and Spanish. Our tools and checklists are easy to navigate, interactive, and entertaining. We’ll show you how to:

  • Buy a home
  • Manage your debt
  • Start a small business
  • Pay for college
  • Save and invest for your future

Kids and teens

Teach kids and teens about money

Designed for individual or classroom learning, our program aligns to meet state and national educational standards for math, reading, and economics. Lessons include:

  • How money works
  • All about checking and savings accounts
  • How to shop with a budget

College students and young adults

Develop smart money habits that will last a lifetime

Whether you're buying a car or opening a checking account, decisions you make now can have a positive impact on your financial future. Learn how to:

  • Plan and pay for college expenses
  • Create a budget and stick to it
  • Develop healthy credit habits

Adults and entrepreneurs

Discover the basics of personal finances and entrepreneurship

Learn the basics of personal finances, how to protect yourself financially, buy a home, start a small business, or talk to your kids about money.

  • Learn how to use credit responsibly
  • Control your finances with a spending plan
  • Plan for long-term financial health

Military personnel and families

Financial education for wherever you are in your military career

Whether you’re on active duty, in the Reserve or you’re a spouse managing your family’s money, you should always be in control of your finances.

  • Decide whether to live on or off base
  • Prepare financially for PCS and deployment
  • Learn how to maximize your savings

Seniors and retirees

Make your money last through retirement

Juggling expenses in retirement can be challenging. Learn about social security, health and long-term care, and estate planning.

  • Learn how to create a retirement strategy and manage your finances
  • Understand how to prevent elder financial abuse
  • Discover health care options for early retirees

Free financial curriculum for educators

Bring Hands on Banking to your classroom. The Hands on Banking program provides the essentials of financial education, real-world skills, and knowledge every student can use. The Hands on Banking curriculum is designed for four age groups:

  • Kids—4th and 5th grades
  • Teens—6th through 8th grades
  • Young Adults—ages 15 through 21
  • Adults

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Money skills you need for life

An engaging and easy way to learn financial basics and smart money management
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