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Hands on Banking®

Take charge of your financial future

Learn the basics of personal finances and develop money skills for life

Explore Hands on Banking

Hands on Banking is a free, non-commercial financial education program that teaches people in various stages of life about the basics of responsible money management.

Create a brighter, more secure financial future

The Hands on Banking program offers free, non-commercial financial education tools and resources in English and Spanish. Our tools and resources are interactive, engaging, and easy to navigate. We’ll show you how to take control of your financial future in any stage of life.

Elementary School

Help children understand money through courses and activities that show where money comes from, how to use it, and how banks help keep money safe.

Courses and material include:

  • How money works
  • All about checking and savings accounts
  • How to shop with a budget

Middle School

Money is fun for children to receive and spend, but they need help developing smart money habits that will last a lifetime. These courses teach concepts about saving money and boosting your earning power.

Learn about:

  • Budgeting
  • Managing savings and checking accounts
  • Smart investing

High School

Build a strong financial future by learning how to create a spending plan, build credit, and manage student loans. These courses help students understand how continuing education after high school could fit into their financial future.

Topics include:

  • Earning and controlling your finances with a spending plan
  • Learning how to use credit responsibly 
  • Saving, investing and building wealth

Parents and Families

It’s never too early to teach children the basics of good money management. Get ideas and strategies to start and continue important money conversations at home, helping to build healthy lifelong financial habits.

Resources and activities to engage children include:


The Hands on Banking financial education program helps you learn more about money management. 

Take our short assessment to see tools and resources to help you achieve your specific goals. Whether you’re just starting out and establishing yourself financially, are in the military and need resources to financially plan for deployment or permanent changes of station (PCS), or are close to retirement and want to be sure your financial foundation is strong, we’re here to help.

  • Getting started
  • Managing day-to-day
  • Preparing for a rainy day
  • Preparing for tomorrow
  • Preparing for the future

Free financial curriculum for educators

Bring Hands on Banking to your classroom, nonprofit organization, or community event. The Hands on Banking program provides the essentials of financial education, real-world skills, and knowledge every student can use. The Hands on Banking curriculum is designed for youth and adults:

  • Youth
  • Adults

Visit teacher resources for youth

Visit teacher resources for adults

Money skills you need for life

An engaging and easy way to learn financial basics and smart money management
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