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Homeownership Counseling Grant Program Requirements and Restrictions

Legal requirements

  • The nonprofit organization must be tax exempt under Internal Revenue Service Code 501(c)(3).
  • The Housing Foundation does not provide support to IRS 501(c)(3) private foundations or government entities that are not tax exempt under Internal Revenue Service Code 501(c)(3).

Program Requirements/Restrictions

  • Non-profit must have completed at least two consecutive years of operations as of the date of application.
  • Non-profit may only receive one grant per calendar year from the Homeownership Counseling Grant program.
  • The Housing Foundation does not provide multi-year grants. The organization must reapply for future consideration.
  • Grant funding must be used within one year of grant award date.
  • Nonprofits who have received HCGP funding in previous year(s), must complete and submit an online progress/final report prior to applying for additional HCGP funding. HCGP applications will be declined for not meeting reporting requirements associated with a previous HCGP grant.
  • Project/program must serve low to moderate income homebuyers & homeowners.

The following housing program types are not eligible for HCGP grant funding:

  • Individual Development Accounts (IDAs)
  • Loan pool programs
  • Rental housing, group home, long-term care facilities, or shelter housing programs
  • The project or program must serve owner-occupied low-to-moderate income homeowners and homebuyers.

Due to federal law, and the Housing Foundation's policy and budget limitations, the foundation doesn’t provide grants for

  • Religious organizations for religious purposes
  • Organizations designed primarily for lobbying
  • Purchase of advertising (including booths and tickets)
  • Fundraising dinners
  • Video or film production
  • Club memberships
  • Political campaigns
  • Endowment campaigns
  • Recreation programs
  • Individuals
  • Capital campaigns

Additionally, your organization may not be eligible for support if you receive funding from a Wells Fargo supported organization (for example, housing intermediary).