How to get your $325 bonus:

1. Open

Validate your bonus offer code printed on the mail offer you received. Then open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25, by April 9, 2024.

Or open a new eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by April 9, 2024. You must provide the bonus offer code to the banker at the time of account opening.

2. Deposit

Receive a total of $1,000 or more in qualifying electronic deposits to your new checking account within 90 calendar days of account opening (the qualification period).

3. Enjoy

Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.

Get the complete details here.

Bank conveniently and with confidence

Stay in control

With the Wells Fargo Mobile® app1, you can enjoy more control over your banking — all from your mobile device.

Keep up with your finances

Enroll in Online Banking and set up alerts to help notify you of account activities like recent deposits, debit card activity, and low balances.2

Deposit checks in a snap

No need to go to a branch or ATM when you can use your mobile device to deposit your endorsed checks directly into your account.3

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* How to qualify for your $325 bonus

Eligibility Requirements:

  • This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
  • You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
  • You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
    • You are a Wells Fargo employee

Bonus Requirements:

  1. Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by April 9, 2024. All account applications are subject to approval.
  2. Within 90 calendar days of account opening (the "qualification period"), receive a total of $1,000 or more in qualifying electronic deposits to your new checking account.
    • A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNowSM Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g. an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
    • An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g. the pay date scheduled by your payor).

Bonus Payment:

  • Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
  • The new checking account must remain open throughout the 90-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
  • You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

  • Offer expires April 9, 2024. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
    • Combined with any other consumer deposit offer (limit one bonus per customer/account).
    • Reproduced, purchased, sold, transferred, or traded.
  • The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.

Talk with a banker or see the “Consumer Account Fee and Information Schedule” and “Deposit Account Agreement”(opens new window) for complete checking account details, including the applicable monthly service fee and options to avoid it.


Wells Fargo Private Bank offers products and services through Wells Fargo Bank, N.A., Member FDIC and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.


**The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.

  • The monthly service fee can be avoided with one of the following each fee period:
    • $500 minimum daily balance
    • $500 or more in total qualifying electronic deposits
      • A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNowSM Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g. an Original Credit Transaction).
      • Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
    • Primary account owner is 17-24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
    • Linked to a Wells Fargo Campus ATM Card or Campus Debit Card.
    • A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program.
  1. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

  2. Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

  3. Mobile deposit is only available through the Wells Fargo Mobile® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement(opens in new window) and your applicable business account fee disclosures for other terms, conditions, and limitations.


Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.